Call reports 2014
PRODUCER BANK OF TEXAS — 2014
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 28,261,000 | 27,746,000 | 29,036,000 | 29,786,000 |
| Total loans | 14,464,000 | 14,809,000 | 14,659,000 | 13,923,000 |
| Allowance for loan losses | 214,000 | 215,000 | 172,000 | 196,000 |
| Securities available for sale | 11,156,000 | 11,147,000 | 10,051,000 | 10,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,564,000 | 23,596,000 | 25,160,000 | 25,955,000 |
| Interest-bearing deposits | 19,179,000 | 18,194,000 | 19,440,000 | 19,156,000 |
| Noninterest-bearing deposits | 5,384,000 | 5,402,000 | 5,720,000 | 6,799,000 |
| Equity capital | 2,962,000 | 3,012,000 | 3,115,000 | 3,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 614,000 | 929,000 | 1,226,000 |
| Interest expense | 22,000 | 45,000 | 69,000 | 91,000 |
| Net interest income | 283,000 | 569,000 | 860,000 | 1,135,000 |
| Noninterest income | 27,000 | 81,000 | 124,000 | 148,000 |
| Noninterest expense | 265,000 | 516,000 | 766,000 | 1,089,000 |
| Provision for loan losses | 7,000 | 60,000 | 73,000 | 106,000 |
| Pretax income | 38,000 | 74,000 | 149,000 | 92,000 |
| Income tax | 14,000 | 21,000 | 21,000 | -94,000 |
| Net income | 24,000 | 53,000 | 128,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,035,000 | 3,064,000 | 3,140,000 | 3,058,000 |
| Total capital | 3,249,000 | 3,279,000 | 3,312,000 | 3,254,000 |
| Risk-weighted assets | 17,205,000 | 17,570,000 | 17,351,000 | 17,044,000 |