Call reports 2013
PRODUCER BANK OF TEXAS — 2013
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,646,000 | 27,462,000 | 29,107,000 | 29,164,000 |
| Total loans | 14,451,000 | 14,656,000 | 14,788,000 | 14,727,000 |
| Allowance for loan losses | 215,000 | 216,000 | 215,000 | 209,000 |
| Securities available for sale | 10,876,000 | 10,968,000 | 10,055,000 | 11,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,948,000 | 23,547,000 | 25,471,000 | 25,589,000 |
| Interest-bearing deposits | 19,544,000 | 18,043,000 | 18,581,000 | 18,750,000 |
| Noninterest-bearing deposits | 6,404,000 | 5,504,000 | 6,890,000 | 6,839,000 |
| Equity capital | 3,050,000 | 2,938,000 | 2,967,000 | 2,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 608,000 | 913,000 | 1,222,000 |
| Interest expense | 23,000 | 45,000 | 68,000 | 90,000 |
| Net interest income | 278,000 | 563,000 | 845,000 | 1,132,000 |
| Noninterest income | 22,000 | 51,000 | 62,000 | 86,000 |
| Noninterest expense | 246,000 | 490,000 | 709,000 | 1,016,000 |
| Provision for loan losses | 15,000 | 30,000 | 33,000 | 33,000 |
| Pretax income | 39,000 | 94,000 | 165,000 | 169,000 |
| Income tax | 14,000 | 32,000 | 47,000 | 47,000 |
| Net income | 25,000 | 62,000 | 118,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,000,000 | 3,037,000 | 3,093,000 | 3,012,000 |
| Total capital | 3,212,000 | 3,251,000 | 3,308,000 | 3,221,000 |
| Risk-weighted assets | 16,895,000 | 17,103,000 | 17,435,000 | 17,436,000 |