Call reports 2012
PRODUCER BANK OF TEXAS — 2012
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,092,000 | 27,269,000 | 28,904,000 | 29,879,000 |
| Total loans | 15,303,000 | 15,392,000 | 15,294,000 | 14,872,000 |
| Allowance for loan losses | 307,000 | 264,000 | 240,000 | 240,000 |
| Securities available for sale | 10,306,000 | 9,458,000 | 8,473,000 | 10,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,374,000 | 23,450,000 | 25,105,000 | 26,206,000 |
| Interest-bearing deposits | 20,072,000 | 18,044,000 | 18,422,000 | 18,327,000 |
| Noninterest-bearing deposits | 5,302,000 | 5,406,000 | 6,683,000 | 7,879,000 |
| Equity capital | 3,104,000 | 3,157,000 | 3,181,000 | 3,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 650,000 | 965,000 | 1,269,000 |
| Interest expense | 26,000 | 51,000 | 76,000 | 100,000 |
| Net interest income | 316,000 | 599,000 | 889,000 | 1,169,000 |
| Noninterest income | 29,000 | 67,000 | 133,000 | 159,000 |
| Noninterest expense | 239,000 | 464,000 | 717,000 | 1,008,000 |
| Provision for loan losses | 15,000 | 40,000 | 100,000 | 115,000 |
| Pretax income | 91,000 | 162,000 | 205,000 | 205,000 |
| Income tax | 31,000 | 55,000 | 70,000 | 97,000 |
| Net income | 60,000 | 107,000 | 135,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,011,000 | 3,059,000 | 3,087,000 | 2,975,000 |
| Total capital | 3,224,000 | 3,271,000 | 3,298,000 | 3,181,000 |
| Risk-weighted assets | 16,880,000 | 16,884,000 | 16,878,000 | 16,486,000 |