Call reports 2011
PRODUCER BANK OF TEXAS — 2011
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,149,000 | 28,717,000 | 29,833,000 | 29,280,000 |
| Total loans | 15,497,000 | 15,896,000 | 15,895,000 | 15,601,000 |
| Allowance for loan losses | 242,000 | 259,000 | 278,000 | 295,000 |
| Securities available for sale | 11,263,000 | 10,442,000 | 9,549,000 | 10,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,662,000 | 25,138,000 | 26,093,000 | 25,650,000 |
| Interest-bearing deposits | 21,852,000 | 19,869,000 | 19,906,000 | 19,758,000 |
| Noninterest-bearing deposits | 4,809,000 | 5,269,000 | 6,187,000 | 5,892,000 |
| Equity capital | 2,948,000 | 3,021,000 | 3,115,000 | 2,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 681,000 | 1,020,000 | 1,378,000 |
| Interest expense | 47,000 | 86,000 | 117,000 | 146,000 |
| Net interest income | 287,000 | 595,000 | 903,000 | 1,232,000 |
| Noninterest income | 28,000 | 67,000 | 113,000 | 140,000 |
| Noninterest expense | 219,000 | 436,000 | 671,000 | 953,000 |
| Provision for loan losses | 20,000 | 75,000 | 90,000 | 120,000 |
| Pretax income | 76,000 | 151,000 | 255,000 | 299,000 |
| Income tax | 26,000 | 51,000 | 86,000 | 102,000 |
| Net income | 50,000 | 100,000 | 169,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,878,000 | 2,928,000 | 2,997,000 | 2,885,000 |
| Total capital | 3,097,000 | 3,150,000 | 3,217,000 | 3,101,000 |
| Risk-weighted assets | 17,489,000 | 17,680,000 | 17,872,000 | 17,220,000 |