Call reports 2010
PRODUCER BANK OF TEXAS — 2010
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,364,000 | 28,376,000 | 30,736,000 | 31,382,000 |
| Total loans | 14,936,000 | 15,791,000 | 16,002,000 | 15,471,000 |
| Allowance for loan losses | 198,000 | 223,000 | 231,000 | 216,000 |
| Securities available for sale | 9,713,000 | 9,513,000 | 8,377,000 | 11,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,027,000 | 24,974,000 | 27,150,000 | 27,987,000 |
| Interest-bearing deposits | 4,184,000 | 21,000,000 | 22,605,000 | 22,031,000 |
| Noninterest-bearing deposits | 20,843,000 | 3,974,000 | 4,544,000 | 5,956,000 |
| Equity capital | 2,840,000 | 2,904,000 | 3,017,000 | 2,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 732,000 | 1,120,000 | 1,490,000 |
| Interest expense | 66,000 | 126,000 | 185,000 | 240,000 |
| Net interest income | 295,000 | 606,000 | 935,000 | 1,250,000 |
| Noninterest income | 29,000 | 72,000 | 116,000 | 150,000 |
| Noninterest expense | 231,000 | 456,000 | 699,000 | 989,000 |
| Provision for loan losses | 24,000 | 52,000 | 67,000 | 87,000 |
| Pretax income | 69,000 | 170,000 | 285,000 | 324,000 |
| Income tax | 29,000 | 58,000 | 97,000 | 110,000 |
| Net income | 40,000 | 112,000 | 188,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,723,000 | 2,796,000 | 2,872,000 | 2,758,000 |
| Total capital | 2,921,000 | 3,019,000 | 3,091,000 | 2,974,000 |
| Risk-weighted assets | 16,856,000 | 17,609,000 | 17,508,000 | 17,619,000 |