Call reports 2009
PRODUCER BANK OF TEXAS — 2009
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,239,000 | 26,150,000 | 25,811,000 | 28,328,000 |
| Total loans | 13,745,000 | 14,348,000 | 14,850,000 | 14,562,000 |
| Allowance for loan losses | 175,000 | 167,000 | 179,000 | 193,000 |
| Securities available for sale | 7,273,000 | 7,442,000 | 7,268,000 | 8,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,999,000 | 22,811,000 | 22,400,000 | 25,046,000 |
| Interest-bearing deposits | 19,275,000 | 18,872,000 | 18,551,000 | 19,207,000 |
| Noninterest-bearing deposits | 3,724,000 | 3,940,000 | 3,849,000 | 5,839,000 |
| Equity capital | 2,777,000 | 2,835,000 | 2,932,000 | 2,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 723,000 | 1,079,000 | 1,453,000 |
| Interest expense | 103,000 | 201,000 | 286,000 | 358,000 |
| Net interest income | 268,000 | 522,000 | 793,000 | 1,095,000 |
| Noninterest income | 34,000 | 82,000 | 136,000 | 172,000 |
| Noninterest expense | 212,000 | 414,000 | 613,000 | 875,000 |
| Provision for loan losses | 8,000 | 15,000 | 30,000 | 44,000 |
| Pretax income | 82,000 | 175,000 | 286,000 | 348,000 |
| Income tax | 28,000 | 59,000 | 89,000 | 119,000 |
| Net income | 54,000 | 116,000 | 197,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,639,000 | 2,701,000 | 2,781,000 | 2,684,000 |
| Total capital | 2,814,000 | 2,868,000 | 2,960,000 | 2,877,000 |
| Risk-weighted assets | 15,326,000 | 15,753,000 | 16,118,000 | 16,565,000 |