Call reports 2007
PRODUCER BANK OF TEXAS — 2007
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,833,000 | 23,684,000 | 25,721,000 | 24,070,000 |
| Total loans | 13,671,000 | 13,337,000 | 13,490,000 | 13,217,000 |
| Allowance for loan losses | 175,000 | 182,000 | 188,000 | 185,000 |
| Securities available for sale | 7,999,000 | 6,962,000 | 7,388,000 | 7,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,062,000 | 20,835,000 | 22,759,000 | 21,174,000 |
| Interest-bearing deposits | 17,195,000 | 17,196,000 | 18,848,000 | 16,965,000 |
| Noninterest-bearing deposits | 3,866,000 | 3,639,000 | 3,911,000 | 4,209,000 |
| Equity capital | 2,473,000 | 2,510,000 | 2,634,000 | 2,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 818,000 | 1,234,000 | 1,655,000 |
| Interest expense | 146,000 | 298,000 | 456,000 | 618,000 |
| Net interest income | 265,000 | 520,000 | 778,000 | 1,037,000 |
| Noninterest income | 42,000 | 83,000 | 117,000 | 145,000 |
| Noninterest expense | 160,000 | 333,000 | 500,000 | 727,000 |
| Provision for loan losses | 20,000 | 33,000 | 40,000 | 43,000 |
| Pretax income | 127,000 | 237,000 | 355,000 | 412,000 |
| Income tax | 25,000 | 77,000 | 111,000 | 145,000 |
| Net income | 102,000 | 160,000 | 244,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,501,000 | 2,558,000 | 2,643,000 | 2,526,000 |
| Total capital | 2,676,000 | 2,740,000 | 2,830,000 | 2,706,000 |
| Risk-weighted assets | 14,936,000 | 14,604,000 | 14,956,000 | 14,422,000 |