Call reports 2003
PRODUCER BANK OF TEXAS — 2003
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,559,000 | 18,710,000 | 18,061,000 | 18,561,000 |
| Total loans | 8,653,000 | 9,497,000 | 9,917,000 | 10,252,000 |
| Allowance for loan losses | 214,000 | 214,000 | 208,000 | 197,000 |
| Securities available for sale | 7,960,000 | 6,623,000 | 6,709,000 | 7,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,056,000 | 16,379,000 | 15,844,000 | 15,986,000 |
| Interest-bearing deposits | 12,813,000 | 12,692,000 | 12,859,000 | 12,863,000 |
| Noninterest-bearing deposits | 2,243,000 | 3,687,000 | 2,985,000 | 3,123,000 |
| Equity capital | 1,958,000 | 2,004,000 | 1,973,000 | 1,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 560,000 | 825,000 | 1,115,000 |
| Interest expense | 77,000 | 142,000 | 198,000 | 245,000 |
| Net interest income | 205,000 | 418,000 | 627,000 | 870,000 |
| Noninterest income | 32,000 | 80,000 | 123,000 | 158,000 |
| Noninterest expense | 129,000 | 278,000 | 453,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 220,000 | 297,000 | 398,000 |
| Income tax | 37,000 | 77,000 | 160,000 | 102,000 |
| Net income | 71,000 | 143,000 | 137,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,786,000 | 1,857,000 | 1,851,000 | 1,851,000 |
| Total capital | 1,915,000 | 1,997,000 | 1,992,000 | 1,995,000 |
| Risk-weighted assets | 10,203,000 | 11,147,000 | 11,232,000 | 11,479,000 |