Call reports 2002
PRODUCER BANK OF TEXAS — 2002
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,555,000 | 18,109,000 | 18,806,000 | 18,258,000 |
| Total loans | 6,308,000 | 7,240,000 | 7,782,000 | 8,087,000 |
| Allowance for loan losses | 223,000 | 219,000 | 219,000 | 215,000 |
| Securities available for sale | 10,110,000 | 9,844,000 | 9,111,000 | 8,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,633,000 | 15,017,000 | 16,541,000 | 16,046,000 |
| Interest-bearing deposits | 13,205,000 | 12,844,000 | 13,862,000 | 13,354,000 |
| Noninterest-bearing deposits | 2,428,000 | 2,173,000 | 2,679,000 | 2,692,000 |
| Equity capital | 1,639,000 | 1,839,000 | 1,963,000 | 1,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 578,000 | 875,000 | 1,165,000 |
| Interest expense | 112,000 | 217,000 | 321,000 | 415,000 |
| Net interest income | 171,000 | 361,000 | 554,000 | 750,000 |
| Noninterest income | 32,000 | 71,000 | 111,000 | 147,000 |
| Noninterest expense | 133,000 | 269,000 | 403,000 | 573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 163,000 | 262,000 | 324,000 |
| Income tax | 1,000 | 6,000 | 11,000 | 16,000 |
| Net income | 69,000 | 157,000 | 251,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,525,000 | 1,643,000 | 1,738,000 | 1,714,000 |
| Total capital | 1,631,000 | 1,755,000 | 1,856,000 | 1,837,000 |
| Risk-weighted assets | 8,248,000 | 8,948,000 | 9,475,000 | 9,843,000 |