Call reports 2001
PRODUCER BANK OF TEXAS — 2001
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,130,000 | 17,058,000 | 17,699,000 | 17,433,000 |
| Total loans | 3,200,000 | 3,764,000 | 4,901,000 | 5,673,000 |
| Allowance for loan losses | 203,000 | 208,000 | 209,000 | 208,000 |
| Securities available for sale | 10,935,000 | 11,060,000 | 9,792,000 | 10,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,302,000 | 15,208,000 | 15,629,000 | 14,957,000 |
| Interest-bearing deposits | 12,343,000 | 12,943,000 | 12,910,000 | 12,770,000 |
| Noninterest-bearing deposits | 1,959,000 | 2,265,000 | 2,719,000 | 2,187,000 |
| Equity capital | 1,537,000 | 1,558,000 | 1,679,000 | 1,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 525,000 | 811,000 | 1,094,000 |
| Interest expense | 138,000 | 282,000 | 418,000 | 544,000 |
| Net interest income | 117,000 | 243,000 | 393,000 | 550,000 |
| Noninterest income | 28,000 | 62,000 | 95,000 | 127,000 |
| Noninterest expense | 130,000 | 254,000 | 398,000 | 552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 51,000 | 90,000 | 126,000 |
| Income tax | 5,000 | 13,000 | 16,000 | 19,000 |
| Net income | 10,000 | 38,000 | 74,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,409,000 | 1,437,000 | 1,473,000 | 1,456,000 |
| Total capital | 1,470,000 | 1,517,000 | 1,565,000 | 1,554,000 |
| Risk-weighted assets | 4,759,000 | 6,230,000 | 7,201,000 | 7,753,000 |