Call reports 2026
MILLYARD BANK, THE — 2026
What MILLYARD BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 312,425,000 | 333,199,000 |
| Total loans | 253,509,000 | 263,583,000 |
| Allowance for loan losses | 2,416,000 | 2,501,000 |
| Securities available for sale | 10,806,000 | 10,493,000 |
| Securities held to maturity | 23,621,000 | 22,769,000 |
| Trading assets | 0 | 0 |
| Total deposits | 260,662,000 | 276,195,000 |
| Interest-bearing deposits | 226,981,000 | 238,940,000 |
| Noninterest-bearing deposits | 33,681,000 | 37,255,000 |
| Equity capital | 30,049,000 | 30,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,359,000 | 8,957,000 |
| Interest expense | 2,055,000 | 4,250,000 |
| Net interest income | 2,304,000 | 4,707,000 |
| Noninterest income | 55,000 | 125,000 |
| Noninterest expense | 1,658,000 | 3,311,000 |
| Provision for loan losses | 130,000 | 215,000 |
| Pretax income | 631,000 | 1,336,000 |
| Income tax | 156,000 | 330,000 |
| Net income | 475,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,685,000 | 31,254,000 |