Call reports 2024
MILLYARD BANK, THE — 2024
What MILLYARD BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 222,037,000 | 229,589,000 | 228,046,000 | 237,381,000 |
| Total loans | 155,520,000 | 167,384,000 | 169,029,000 | 180,752,000 |
| Allowance for loan losses | 1,501,000 | 1,609,000 | 1,609,000 | 1,696,000 |
| Securities available for sale | 817,000 | 2,805,000 | 2,809,000 | 2,695,000 |
| Securities held to maturity | 27,976,000 | 27,262,000 | 26,555,000 | 25,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,535,000 | 190,049,000 | 192,544,000 | 196,927,000 |
| Interest-bearing deposits | 142,056,000 | 140,614,000 | 147,495,000 | 150,402,000 |
| Noninterest-bearing deposits | 40,479,000 | 49,435,000 | 45,049,000 | 46,525,000 |
| Equity capital | 26,809,000 | 26,811,000 | 27,016,000 | 27,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 5,781,000 | 8,865,000 | 11,935,000 |
| Interest expense | 1,616,000 | 3,170,000 | 4,767,000 | 6,255,000 |
| Net interest income | 1,278,000 | 2,611,000 | 4,098,000 | 5,680,000 |
| Noninterest income | 48,000 | 101,000 | 157,000 | 187,000 |
| Noninterest expense | 1,332,000 | 2,679,000 | 4,057,000 | 5,332,000 |
| Provision for loan losses | -23,000 | 84,000 | 84,000 | 172,000 |
| Pretax income | -37,000 | -66,000 | 99,000 | 323,000 |
| Income tax | 0 | 0 | 17,000 | 61,000 |
| Net income | -37,000 | -66,000 | 82,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,312,000 | 27,294,000 | 27,434,000 | 27,784,000 |
| Total capital | 28,992,000 | — | — | — |
| Risk-weighted assets | 160,921,000 | — | — | — |