Call reports 2023
MILLYARD BANK, THE — 2023
What MILLYARD BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 191,655,000 | 202,708,000 | 219,071,000 | 238,058,000 |
| Total loans | 138,506,000 | 137,040,000 | 145,767,000 | 151,977,000 |
| Allowance for loan losses | 1,369,000 | 1,432,000 | 1,540,000 | 1,492,000 |
| Securities available for sale | 816,000 | 803,000 | 769,000 | 822,000 |
| Securities held to maturity | 23,917,000 | 23,506,000 | 23,050,000 | 27,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,440,000 | 173,553,000 | 188,051,000 | 197,828,000 |
| Interest-bearing deposits | 130,193,000 | 135,790,000 | 150,280,000 | 154,272,000 |
| Noninterest-bearing deposits | 31,247,000 | 37,763,000 | 37,771,000 | 43,556,000 |
| Equity capital | 23,472,000 | 23,273,000 | 23,030,000 | 23,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 4,139,000 | 6,605,000 | 9,447,000 |
| Interest expense | 651,000 | 1,784,000 | 3,179,000 | 4,838,000 |
| Net interest income | 1,288,000 | 2,355,000 | 3,426,000 | 4,609,000 |
| Noninterest income | 29,000 | 60,000 | 101,000 | 144,000 |
| Noninterest expense | 1,128,000 | 2,319,000 | 3,547,000 | 4,909,000 |
| Provision for loan losses | 92,000 | 189,000 | 297,000 | 281,000 |
| Pretax income | 97,000 | -96,000 | -320,000 | -562,000 |
| Income tax | 0 | 12,000 | 12,000 | -168,000 |
| Net income | 97,000 | -108,000 | -332,000 | -394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,062,000 | 23,862,000 | 23,657,000 | 23,616,000 |
| Total capital | 25,431,000 | 25,294,000 | 25,200,000 | 25,233,000 |
| Risk-weighted assets | 139,439,000 | 136,832,000 | 145,510,000 | 157,171,000 |