Call reports 2022
MILLYARD BANK, THE — 2022
What MILLYARD BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 146,747,000 | 167,702,000 | 182,612,000 | 176,672,000 |
| Total loans | 112,552,000 | 124,324,000 | 124,839,000 | 134,845,000 |
| Allowance for loan losses | 956,000 | 1,084,000 | 1,179,000 | 1,277,000 |
| Securities available for sale | 16,537,000 | 870,000 | 790,000 | 803,000 |
| Securities held to maturity | 0 | 23,166,000 | 24,663,000 | 24,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,821,000 | 142,565,000 | 160,518,000 | 151,831,000 |
| Interest-bearing deposits | 94,129,000 | 114,544,000 | 131,041,000 | 120,490,000 |
| Noninterest-bearing deposits | 30,692,000 | 28,021,000 | 29,477,000 | 31,341,000 |
| Equity capital | 21,476,000 | 21,565,000 | 21,662,000 | 23,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,518,000 | 4,099,000 | 5,973,000 |
| Interest expense | 108,000 | 263,000 | 531,000 | 893,000 |
| Net interest income | 1,010,000 | 2,255,000 | 3,568,000 | 5,080,000 |
| Noninterest income | 19,000 | 37,000 | 58,000 | 82,000 |
| Noninterest expense | 911,000 | 1,934,000 | 3,033,000 | 4,304,000 |
| Provision for loan losses | 107,000 | 235,000 | 330,000 | 428,000 |
| Pretax income | 11,000 | 123,000 | 263,000 | 430,000 |
| Income tax | 0 | 0 | 0 | -977,000 |
| Net income | 11,000 | 123,000 | 263,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,476,000 | 22,862,000 | 23,015,000 | 23,841,000 |
| Total capital | 22,432,000 | 23,946,000 | 24,194,000 | 25,118,000 |
| Risk-weighted assets | 113,037,000 | 126,784,000 | 129,880,000 | 137,160,000 |