Call reports 2021
MILLYARD BANK, THE — 2021
What MILLYARD BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 89,229,000 | 100,463,000 | 104,741,000 | 128,615,000 |
| Total loans | 75,555,000 | 79,180,000 | 84,132,000 | 91,817,000 |
| Allowance for loan losses | 684,000 | 729,000 | 786,000 | 849,000 |
| Securities available for sale | 0 | 2,027,000 | 4,975,000 | 12,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,700,000 | 78,134,000 | 87,260,000 | 102,454,000 |
| Interest-bearing deposits | 47,957,000 | 58,420,000 | 63,593,000 | 78,039,000 |
| Noninterest-bearing deposits | 15,743,000 | 19,714,000 | 23,667,000 | 24,415,000 |
| Equity capital | 17,174,000 | 17,077,000 | 17,088,000 | 16,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,754,000 | 2,891,000 | 3,875,000 |
| Interest expense | 70,000 | 144,000 | 225,000 | 320,000 |
| Net interest income | 856,000 | 1,610,000 | 2,666,000 | 3,555,000 |
| Noninterest income | 7,000 | 16,000 | 25,000 | 40,000 |
| Noninterest expense | 771,000 | 1,591,000 | 2,563,000 | 3,827,000 |
| Provision for loan losses | 125,000 | 170,000 | 227,000 | 290,000 |
| Pretax income | -33,000 | -135,000 | -99,000 | -522,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | -135,000 | -99,000 | -522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,174,000 | 17,072,000 | 17,088,000 | 17,043,000 |
| Total capital | 17,858,000 | 17,801,000 | 17,874,000 | 17,892,000 |
| Risk-weighted assets | 57,007,000 | 67,237,000 | 80,758,000 | 93,033,000 |