Call reports 2020
MILLYARD BANK, THE — 2020
What MILLYARD BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 23,524,000 | 57,174,000 | 68,531,000 | 78,545,000 |
| Total loans | 6,645,000 | 32,426,000 | 50,537,000 | 63,775,000 |
| Allowance for loan losses | 67,000 | 237,000 | 416,000 | 559,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,504,000 | 25,750,000 | 37,664,000 | 49,629,000 |
| Interest-bearing deposits | 2,163,000 | 16,865,000 | 28,059,000 | 35,696,000 |
| Noninterest-bearing deposits | 2,341,000 | 8,885,000 | 9,605,000 | 13,933,000 |
| Equity capital | 18,820,000 | 18,096,000 | 17,530,000 | 17,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 70,000 | 233,000 | 594,000 | 1,236,000 |
| Interest expense | 0 | 15,000 | 62,000 | 122,000 |
| Net interest income | 70,000 | 218,000 | 532,000 | 1,114,000 |
| Noninterest income | 1,000 | 2,000 | 5,000 | 8,000 |
| Noninterest expense | 659,000 | 1,361,000 | 2,066,000 | 2,831,000 |
| Provision for loan losses | 66,000 | 236,000 | 415,000 | 558,000 |
| Pretax income | -654,000 | -1,377,000 | -1,944,000 | -2,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -654,000 | -1,377,000 | -1,944,000 | -2,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,820,000 | 18,096,000 | 17,530,000 | 17,207,000 |
| Total capital | 18,887,000 | 18,333,000 | 17,946,000 | 17,766,000 |
| Risk-weighted assets | 11,259,000 | 35,842,000 | 53,395,000 | 61,348,000 |