Call reports 2011
OLD HARBOR BANK — 2011
What OLD HARBOR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 220,468,000 | 215,938,000 | 209,048,000 |
| Total loans | 168,226,000 | 162,423,000 | 145,664,000 |
| Allowance for loan losses | 7,173,000 | 8,638,000 | 4,972,000 |
| Securities available for sale | 33,263,000 | 32,481,000 | 31,661,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 219,258,000 | 217,773,000 | 212,184,000 |
| Interest-bearing deposits | 208,778,000 | 207,393,000 | 202,607,000 |
| Noninterest-bearing deposits | 10,480,000 | 10,380,000 | 9,577,000 |
| Equity capital | 832,000 | -2,233,000 | -3,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 2,368,000 | 4,503,000 | 6,570,000 |
| Interest expense | 666,000 | 1,309,000 | 1,929,000 |
| Net interest income | 1,702,000 | 3,194,000 | 4,641,000 |
| Noninterest income | 76,000 | 171,000 | 237,000 |
| Noninterest expense | 2,083,000 | 4,106,000 | 6,744,000 |
| Provision for loan losses | 4,318,000 | 7,393,000 | 8,078,000 |
| Pretax income | -4,623,000 | -8,134,000 | -9,944,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -4,623,000 | -8,134,000 | -9,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 1,410,000 | -2,101,000 | -3,911,000 |
| Total capital | 2,820,000 | -2,101,000 | -3,911,000 |
| Risk-weighted assets | 163,480,000 | 157,171,000 | 147,563,000 |