Call reports 2010
OLD HARBOR BANK — 2010
What OLD HARBOR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 243,039,000 | 231,535,000 | 225,648,000 | 226,694,000 |
| Total loans | 181,460,000 | 180,841,000 | 179,861,000 | 177,173,000 |
| Allowance for loan losses | 5,066,000 | 5,626,000 | 5,469,000 | 5,544,000 |
| Securities available for sale | 37,463,000 | 19,670,000 | 32,806,000 | 34,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,029,000 | 222,552,000 | 217,905,000 | 220,786,000 |
| Interest-bearing deposits | 216,579,000 | 210,912,000 | 207,441,000 | 211,241,000 |
| Noninterest-bearing deposits | 16,450,000 | 11,640,000 | 10,464,000 | 9,545,000 |
| Equity capital | 9,513,000 | 8,515,000 | 7,289,000 | 5,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,996,000 | 5,766,000 | 8,537,000 | 11,048,000 |
| Interest expense | 1,122,000 | 1,986,000 | 2,780,000 | 3,500,000 |
| Net interest income | 1,874,000 | 3,780,000 | 5,757,000 | 7,548,000 |
| Noninterest income | 32,000 | 129,000 | 246,000 | 354,000 |
| Noninterest expense | 1,672,000 | 3,253,000 | 5,008,000 | 6,962,000 |
| Provision for loan losses | 4,119,000 | 5,844,000 | 7,170,000 | 8,614,000 |
| Pretax income | -3,885,000 | -4,964,000 | -5,374,000 | -6,873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,885,000 | -4,964,000 | -5,374,000 | -6,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,016,000 | 7,938,000 | 7,529,000 | 6,033,000 |
| Total capital | 11,368,000 | 10,213,000 | 9,786,000 | 8,250,000 |
| Risk-weighted assets | 185,387,000 | 178,669,000 | 177,374,000 | 174,001,000 |