Call reports 2009
OLD HARBOR BANK — 2009
What OLD HARBOR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 250,013,000 | 262,814,000 | 270,291,000 | 254,344,000 |
| Total loans | 195,507,000 | 190,147,000 | 185,783,000 | 188,372,000 |
| Allowance for loan losses | 2,651,000 | 2,717,000 | 2,854,000 | 4,105,000 |
| Securities available for sale | 38,616,000 | 53,399,000 | 39,694,000 | 39,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,891,000 | 241,493,000 | 250,490,000 | 240,392,000 |
| Interest-bearing deposits | 217,431,000 | 230,898,000 | 239,748,000 | 229,063,000 |
| Noninterest-bearing deposits | 10,460,000 | 10,595,000 | 10,742,000 | 11,329,000 |
| Equity capital | 21,302,000 | 20,271,000 | 18,882,000 | 13,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,138,000 | 6,317,000 | 9,360,000 | 12,377,000 |
| Interest expense | 1,753,000 | 3,398,000 | 4,929,000 | 6,291,000 |
| Net interest income | 1,385,000 | 2,919,000 | 4,431,000 | 6,086,000 |
| Noninterest income | 126,000 | -862,000 | -898,000 | -811,000 |
| Noninterest expense | 1,513,000 | 3,195,000 | 5,428,000 | 7,006,000 |
| Provision for loan losses | 1,035,000 | 1,328,000 | 3,022,000 | 4,899,000 |
| Pretax income | -845,000 | -2,274,000 | -4,470,000 | -6,183,000 |
| Income tax | -316,000 | -853,000 | -1,677,000 | 2,435,000 |
| Net income | -529,000 | -1,421,000 | -2,793,000 | -8,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,461,000 | 16,897,000 | 14,924,000 | 12,899,000 |
| Total capital | 21,046,000 | 19,425,000 | 17,352,000 | 15,333,000 |
| Risk-weighted assets | 206,735,000 | 202,041,000 | 193,811,000 | 193,059,000 |