Call reports 2008
OLD HARBOR BANK — 2008
What OLD HARBOR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 240,564,000 | 241,560,000 | 241,153,000 | 247,370,000 |
| Total loans | 179,818,000 | 195,008,000 | 190,715,000 | 192,944,000 |
| Allowance for loan losses | 2,598,000 | 2,394,000 | 1,902,000 | 2,725,000 |
| Securities available for sale | 35,355,000 | 33,851,000 | 32,885,000 | 30,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,171,000 | 203,671,000 | 198,526,000 | 211,562,000 |
| Interest-bearing deposits | 199,641,000 | 192,510,000 | 188,762,000 | 202,455,000 |
| Noninterest-bearing deposits | 10,530,000 | 11,161,000 | 9,764,000 | 9,107,000 |
| Equity capital | 23,272,000 | 22,416,000 | 20,587,000 | 21,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,314,000 | 6,718,000 | 10,187,000 | 13,489,000 |
| Interest expense | 2,112,000 | 4,073,000 | 5,876,000 | 7,652,000 |
| Net interest income | 1,202,000 | 2,645,000 | 4,311,000 | 5,837,000 |
| Noninterest income | 85,000 | 119,000 | 189,000 | 292,000 |
| Noninterest expense | 1,548,000 | 3,241,000 | 5,051,000 | 6,419,000 |
| Provision for loan losses | 474,000 | 968,000 | 4,102,000 | 4,837,000 |
| Pretax income | -735,000 | -1,445,000 | -4,653,000 | -5,127,000 |
| Income tax | -271,000 | -533,000 | -1,737,000 | -1,913,000 |
| Net income | -464,000 | -912,000 | -2,916,000 | -3,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,146,000 | 21,655,000 | 18,520,000 | 19,173,000 |
| Total capital | 24,621,000 | 24,049,000 | 20,422,000 | 21,714,000 |
| Risk-weighted assets | 197,874,000 | 207,296,000 | 202,005,000 | 203,086,000 |