Call reports 2006
OLD HARBOR BANK — 2006
What OLD HARBOR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 136,739,000 | 148,263,000 | 159,074,000 | 170,899,000 |
| Total loans | 98,953,000 | 110,415,000 | 118,818,000 | 133,053,000 |
| Allowance for loan losses | 1,210,000 | 1,355,000 | 1,457,000 | 1,633,000 |
| Securities available for sale | 22,351,000 | 28,184,000 | 33,650,000 | 25,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,548,000 | 116,150,000 | 128,848,000 | 147,049,000 |
| Interest-bearing deposits | 109,926,000 | 109,169,000 | 120,966,000 | 139,473,000 |
| Noninterest-bearing deposits | 7,622,000 | 6,981,000 | 7,882,000 | 7,576,000 |
| Equity capital | 13,816,000 | 13,609,000 | 22,918,000 | 23,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 4,250,000 | 6,925,000 | 9,790,000 |
| Interest expense | 898,000 | 2,068,000 | 3,483,000 | 4,983,000 |
| Net interest income | 1,065,000 | 2,182,000 | 3,442,000 | 4,807,000 |
| Noninterest income | 48,000 | 100,000 | 164,000 | 220,000 |
| Noninterest expense | 1,106,000 | 2,261,000 | 3,432,000 | 4,633,000 |
| Provision for loan losses | 149,000 | 295,000 | 397,000 | 573,000 |
| Pretax income | -142,000 | -274,000 | -223,000 | -179,000 |
| Income tax | -50,000 | -97,000 | -74,000 | -52,000 |
| Net income | -92,000 | -177,000 | -149,000 | -127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,383,000 | 13,192,000 | 22,402,000 | 22,905,000 |
| Total capital | 14,593,000 | 14,548,000 | 23,860,000 | 24,538,000 |
| Risk-weighted assets | 109,653,000 | 122,842,000 | 131,801,000 | 150,132,000 |