Call reports 2004
OLD HARBOR BANK — 2004
What OLD HARBOR BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 37,728,000 | 55,402,000 | 79,165,000 | 84,950,000 |
| Total loans | 24,157,000 | 31,187,000 | 37,908,000 | 51,054,000 |
| Allowance for loan losses | 281,000 | 369,000 | 452,000 | 618,000 |
| Securities available for sale | 8,492,000 | 15,594,000 | 32,213,000 | 31,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,737,000 | 48,635,000 | 64,784,000 | 66,141,000 |
| Interest-bearing deposits | 23,052,000 | 43,395,000 | 58,317,000 | 60,719,000 |
| Noninterest-bearing deposits | 7,685,000 | 5,240,000 | 6,467,000 | 5,422,000 |
| Equity capital | 6,972,000 | 6,732,000 | 14,324,000 | 14,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 833,000 | 1,587,000 | 2,575,000 |
| Interest expense | 111,000 | 293,000 | 596,000 | 962,000 |
| Net interest income | 240,000 | 540,000 | 991,000 | 1,613,000 |
| Noninterest income | 5,000 | 12,000 | 22,000 | 30,000 |
| Noninterest expense | 322,000 | 679,000 | 1,058,000 | 1,578,000 |
| Provision for loan losses | 104,000 | 192,000 | 275,000 | 441,000 |
| Pretax income | -181,000 | -319,000 | -320,000 | -376,000 |
| Income tax | -68,000 | -119,000 | -119,000 | -140,000 |
| Net income | -113,000 | -200,000 | -201,000 | -236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,506,000 | 6,347,000 | 13,795,000 | 13,679,000 |
| Total capital | 6,787,000 | 6,716,000 | 14,247,000 | 14,297,000 |
| Risk-weighted assets | 25,263,000 | 33,876,000 | 43,023,000 | 55,143,000 |