Call reports 2003
OLD HARBOR BANK — 2003
What OLD HARBOR BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 16,801,000 | 30,001,000 |
| Total loans | 6,952,000 | 15,854,000 |
| Allowance for loan losses | 66,000 | 177,000 |
| Securities available for sale | 3,970,000 | 8,655,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 9,566,000 | 22,957,000 |
| Interest-bearing deposits | 6,250,000 | 19,287,000 |
| Noninterest-bearing deposits | 3,316,000 | 3,670,000 |
| Equity capital | 7,225,000 | 7,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 67,000 | 269,000 |
| Interest expense | 22,000 | 94,000 |
| Net interest income | 45,000 | 175,000 |
| Noninterest income | 1,000 | 3,000 |
| Noninterest expense | 703,000 | 1,028,000 |
| Provision for loan losses | 66,000 | 177,000 |
| Pretax income | -723,000 | -1,027,000 |
| Income tax | -272,000 | -386,000 |
| Net income | -451,000 | -641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 7,243,000 | 6,665,000 |
| Total capital | 7,309,000 | 6,842,000 |
| Risk-weighted assets | 9,791,000 | 19,686,000 |