Call reports 2023
EVERBANK, NATIONAL ASSOCIATION — 2023
What EVERBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 36,801,333,000 | 36,454,143,000 | 34,631,082,000 | 36,153,160,000 |
| Total loans | 30,509,842,000 | 28,254,999,000 | 25,309,700,000 | 26,190,329,000 |
| Allowance for loan losses | 223,752,000 | 229,125,000 | 229,129,000 | 229,466,000 |
| Securities available for sale | 4,419,887,000 | 4,275,879,000 | 5,363,366,000 | 7,744,053,000 |
| Securities held to maturity | 39,010,000 | 36,063,000 | 33,756,000 | 33,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,223,811,000 | 25,045,105,000 | 26,063,777,000 | 27,983,944,000 |
| Interest-bearing deposits | 24,556,581,000 | 24,404,077,000 | 25,366,579,000 | 27,010,394,000 |
| Noninterest-bearing deposits | 667,230,000 | 641,028,000 | 697,198,000 | 973,550,000 |
| Equity capital | 3,530,702,000 | 3,571,316,000 | 3,409,838,000 | 3,429,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 419,332,000 | 861,304,000 | 1,313,806,000 | 1,791,874,000 |
| Interest expense | 226,877,000 | 490,840,000 | 758,686,000 | 1,037,593,000 |
| Net interest income | 192,455,000 | 370,464,000 | 555,120,000 | 754,281,000 |
| Noninterest income | 76,154,000 | 94,184,000 | -5,858,000 | 14,796,000 |
| Noninterest expense | 185,547,000 | 382,254,000 | 494,198,000 | 652,885,000 |
| Provision for loan losses | 3,067,000 | 8,117,000 | 8,633,000 | 11,799,000 |
| Pretax income | 79,700,000 | 75,208,000 | 45,285,000 | 101,596,000 |
| Income tax | 17,810,000 | 16,127,000 | 10,795,000 | 18,090,000 |
| Net income | 61,890,000 | 59,081,000 | 71,451,000 | 120,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,499,691,000 | 3,501,281,000 | 3,325,101,000 | 3,379,513,000 |
| Total capital | 3,727,244,000 | 3,732,834,000 | 3,558,344,000 | 3,615,090,000 |
| Risk-weighted assets | 23,968,482,000 | 23,117,851,000 | 21,766,705,000 | 23,228,560,000 |