Call reports 2016
EVERBANK, NATIONAL ASSOCIATION — 2016
What EVERBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 26,633,379,000 | 27,352,040,000 | 28,693,152,000 | 27,829,056,000 |
| Total loans | 23,893,815,000 | 24,704,361,000 | 26,045,579,000 | 25,000,240,000 |
| Allowance for loan losses | 83,485,000 | 84,250,000 | 90,170,000 | 103,304,000 |
| Securities available for sale | 504,769,000 | 461,140,000 | 486,902,000 | 485,835,000 |
| Securities held to maturity | 101,305,000 | 104,204,000 | 100,928,000 | 89,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,110,366,000 | 18,933,958,000 | 19,758,088,000 | 19,778,478,000 |
| Interest-bearing deposits | 17,674,186,000 | 17,400,942,000 | 17,661,830,000 | 18,008,590,000 |
| Noninterest-bearing deposits | 1,436,180,000 | 1,533,016,000 | 2,096,258,000 | 1,769,888,000 |
| Equity capital | 2,123,613,000 | 2,124,090,000 | 2,161,524,000 | 2,261,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 238,859,000 | 482,378,000 | 739,267,000 | 997,663,000 |
| Interest expense | 60,771,000 | 121,778,000 | 183,838,000 | 247,582,000 |
| Net interest income | 178,088,000 | 360,600,000 | 555,429,000 | 750,081,000 |
| Noninterest income | 29,930,000 | 47,432,000 | 90,545,000 | 165,720,000 |
| Noninterest expense | 148,229,000 | 302,765,000 | 463,255,000 | 613,733,000 |
| Provision for loan losses | 8,919,000 | 14,931,000 | 27,001,000 | 48,968,000 |
| Pretax income | 50,773,000 | 90,239,000 | 155,569,000 | 252,541,000 |
| Income tax | 19,394,000 | 34,397,000 | 58,757,000 | 93,304,000 |
| Net income | 31,379,000 | 55,842,000 | 96,812,000 | 159,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,163,204,000 | 2,184,607,000 | 2,214,437,000 | 2,265,749,000 |
| Total capital | 2,247,338,000 | 2,269,601,000 | 2,305,385,000 | 2,369,892,000 |
| Risk-weighted assets | 17,362,622,000 | 17,998,279,000 | 18,435,220,000 | 17,678,005,000 |