Call reports 2015
EVERBANK, NATIONAL ASSOCIATION — 2015
What EVERBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,342,621,000 | 24,117,414,000 | 25,209,857,000 | 26,594,410,000 |
| Total loans | 20,394,943,000 | 21,244,674,000 | 22,361,135,000 | 23,736,760,000 |
| Allowance for loan losses | 62,846,000 | 66,091,000 | 71,897,000 | 78,137,000 |
| Securities available for sale | 719,645,000 | 656,587,000 | 574,103,000 | 555,019,000 |
| Securities held to maturity | 115,631,000 | 109,393,000 | 112,219,000 | 103,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,161,884,000 | 16,601,019,000 | 17,687,206,000 | 18,357,873,000 |
| Interest-bearing deposits | 14,863,420,000 | 15,330,610,000 | 16,176,446,000 | 17,100,685,000 |
| Noninterest-bearing deposits | 1,298,464,000 | 1,270,409,000 | 1,510,760,000 | 1,257,188,000 |
| Equity capital | 1,793,270,000 | 2,000,597,000 | 2,002,848,000 | 2,050,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 203,034,000 | 420,986,000 | 644,617,000 | 879,242,000 |
| Interest expense | 46,038,000 | 93,370,000 | 144,050,000 | 199,636,000 |
| Net interest income | 156,996,000 | 327,616,000 | 500,567,000 | 679,606,000 |
| Noninterest income | 31,684,000 | 115,480,000 | 154,474,000 | 212,618,000 |
| Noninterest expense | 154,124,000 | 330,782,000 | 479,605,000 | 631,744,000 |
| Provision for loan losses | 9,000,000 | 16,932,000 | 28,063,000 | 38,187,000 |
| Pretax income | 25,556,000 | 95,451,000 | 148,010,000 | 222,819,000 |
| Income tax | 9,675,000 | 36,154,000 | 55,920,000 | 82,460,000 |
| Net income | 15,881,000 | 59,297,000 | 92,090,000 | 140,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,767,093,000 | 1,968,898,000 | 2,000,153,000 | 2,048,481,000 |
| Total capital | 1,830,489,000 | 2,036,094,000 | 2,072,806,000 | 2,127,270,000 |
| Risk-weighted assets | 14,891,034,000 | 15,464,920,000 | 16,336,138,000 | 17,133,084,000 |