Call reports 2014
EVERBANK, NATIONAL ASSOCIATION — 2014
What EVERBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 17,628,002,000 | 19,749,765,000 | 20,504,688,000 | 21,610,491,000 |
| Total loans | 14,460,838,000 | 16,999,050,000 | 17,451,687,000 | 18,733,760,000 |
| Allowance for loan losses | 62,969,000 | 56,728,000 | 57,245,000 | 60,846,000 |
| Securities available for sale | 1,118,646,000 | 1,029,667,000 | 987,345,000 | 776,311,000 |
| Securities held to maturity | 116,984,000 | 118,614,000 | 113,751,000 | 115,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,366,009,000 | 13,958,973,000 | 14,545,337,000 | 15,584,054,000 |
| Interest-bearing deposits | 12,233,615,000 | 12,819,119,000 | 13,389,105,000 | 14,523,994,000 |
| Noninterest-bearing deposits | 1,132,394,000 | 1,139,854,000 | 1,156,232,000 | 1,060,060,000 |
| Equity capital | 1,686,415,000 | 1,714,454,000 | 1,769,205,000 | 1,789,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 168,464,000 | 348,716,000 | 539,373,000 | 733,790,000 |
| Interest expense | 36,036,000 | 74,514,000 | 117,233,000 | 162,604,000 |
| Net interest income | 132,428,000 | 274,202,000 | 422,140,000 | 571,186,000 |
| Noninterest income | 84,726,000 | 173,624,000 | 260,351,000 | 331,047,000 |
| Noninterest expense | 160,334,000 | 327,022,000 | 482,459,000 | 633,535,000 |
| Provision for loan losses | 3,071,000 | 9,194,000 | 15,929,000 | 24,533,000 |
| Pretax income | 53,749,000 | 112,175,000 | 184,668,000 | 249,077,000 |
| Income tax | 20,362,000 | 42,500,000 | 69,956,000 | 94,291,000 |
| Net income | 33,387,000 | 69,675,000 | 114,712,000 | 154,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,598,121,000 | 1,625,482,000 | 1,745,240,000 | 1,771,756,000 |
| Total capital | 1,661,090,000 | 1,682,210,000 | 1,802,485,000 | 1,832,601,000 |
| Risk-weighted assets | 11,597,320,000 | 12,579,476,000 | 12,869,357,000 | 13,658,685,000 |