Call reports 2013
EVERBANK, NATIONAL ASSOCIATION — 2013
What EVERBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 18,307,838,000 | 18,362,573,000 | 17,611,692,000 | 17,638,918,000 |
| Total loans | 14,671,893,000 | 14,867,778,000 | 13,622,914,000 | 14,044,106,000 |
| Allowance for loan losses | 77,067,000 | 73,469,000 | 66,991,000 | 63,690,000 |
| Securities available for sale | 1,497,278,000 | 1,357,752,000 | 1,205,340,000 | 1,115,628,000 |
| Securities held to maturity | 124,242,000 | 115,319,000 | 109,245,000 | 107,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,738,015,000 | 13,743,129,000 | 13,704,219,000 | 13,340,062,000 |
| Interest-bearing deposits | 12,387,074,000 | 12,464,540,000 | 12,262,021,000 | 12,184,709,000 |
| Noninterest-bearing deposits | 1,350,941,000 | 1,278,589,000 | 1,442,198,000 | 1,155,353,000 |
| Equity capital | 1,560,001,000 | 1,598,419,000 | 1,648,152,000 | 1,662,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 190,336,000 | 378,187,000 | 562,170,000 | 735,696,000 |
| Interest expense | 44,947,000 | 90,011,000 | 133,553,000 | 170,470,000 |
| Net interest income | 145,389,000 | 288,176,000 | 428,617,000 | 565,226,000 |
| Noninterest income | 131,897,000 | 279,582,000 | 413,429,000 | 502,233,000 |
| Noninterest expense | 209,528,000 | 423,086,000 | 642,482,000 | 828,725,000 |
| Provision for loan losses | 1,919,000 | 1,948,000 | 5,016,000 | 12,038,000 |
| Pretax income | 65,839,000 | 142,724,000 | 198,773,000 | 227,623,000 |
| Income tax | 25,164,000 | 54,537,000 | 75,944,000 | 85,205,000 |
| Net income | 40,675,000 | 88,187,000 | 122,829,000 | 142,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,487,049,000 | 1,523,205,000 | 1,546,988,000 | 1,577,482,000 |
| Total capital | 1,564,116,000 | 1,596,674,000 | 1,613,979,000 | 1,641,172,000 |
| Risk-weighted assets | 11,406,725,000 | 11,656,698,000 | 11,120,048,000 | 11,467,417,000 |