Call reports 2012
EVERBANK, NATIONAL ASSOCIATION — 2012
What EVERBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 13,773,875,000 | 15,036,573,000 | 16,504,193,000 | 18,212,833,000 |
| Total loans | 9,854,153,000 | 10,964,028,000 | 11,459,931,000 | 14,593,134,000 |
| Allowance for loan losses | 78,254,000 | 77,393,000 | 76,469,000 | 82,102,000 |
| Securities available for sale | 1,937,748,000 | 1,850,526,000 | 1,722,556,000 | 1,619,878,000 |
| Securities held to maturity | 190,642,000 | 190,616,000 | 170,804,000 | 143,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,565,825,000 | 10,841,418,000 | 11,852,079,000 | 13,195,081,000 |
| Interest-bearing deposits | 9,185,367,000 | 9,446,975,000 | 10,340,722,000 | 11,696,606,000 |
| Noninterest-bearing deposits | 1,380,458,000 | 1,394,443,000 | 1,511,357,000 | 1,498,475,000 |
| Equity capital | 1,099,404,000 | 1,263,688,000 | 1,339,669,000 | 1,518,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 152,264,000 | 302,032,000 | 463,293,000 | 655,555,000 |
| Interest expense | 28,392,000 | 58,396,000 | 91,965,000 | 136,012,000 |
| Net interest income | 123,872,000 | 243,636,000 | 371,328,000 | 519,543,000 |
| Noninterest income | 66,360,000 | 147,311,000 | 238,804,000 | 363,944,000 |
| Noninterest expense | 158,554,000 | 333,955,000 | 511,755,000 | 725,982,000 |
| Provision for loan losses | 11,355,000 | 17,112,000 | 21,471,000 | 31,999,000 |
| Pretax income | 20,323,000 | 39,880,000 | 76,906,000 | 125,506,000 |
| Income tax | 7,421,000 | 14,558,000 | 28,239,000 | 45,551,000 |
| Net income | 12,902,000 | 25,322,000 | 48,667,000 | 79,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,057,010,000 | 1,249,844,000 | 1,323,543,000 | 1,447,957,000 |
| Total capital | 1,114,840,000 | 1,327,237,000 | 1,400,012,000 | 1,530,059,000 |
| Risk-weighted assets | 7,311,061,000 | 8,424,290,000 | 8,701,165,000 | 11,339,415,000 |