Call reports 2019
MORRIS COUNTY NATIONAL BANK — 2019
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,487,000 | 90,040,000 | 89,665,000 | 89,918,000 |
| Total loans | 59,811,000 | 59,659,000 | 58,528,000 | 57,238,000 |
| Allowance for loan losses | 1,098,000 | 1,100,000 | 1,083,000 | 1,052,000 |
| Securities available for sale | 28,496,000 | 24,641,000 | 23,897,000 | 23,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,422,000 | 71,817,000 | 72,888,000 | 72,975,000 |
| Interest-bearing deposits | 60,843,000 | 57,989,000 | 59,343,000 | 60,066,000 |
| Noninterest-bearing deposits | 14,579,000 | 13,828,000 | 13,545,000 | 12,909,000 |
| Equity capital | 8,504,000 | 9,226,000 | 9,515,000 | 9,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,221,000 | 3,306,000 | 4,364,000 |
| Interest expense | 237,000 | 474,000 | 711,000 | 927,000 |
| Net interest income | 847,000 | 1,747,000 | 2,595,000 | 3,437,000 |
| Noninterest income | 143,000 | 560,000 | 691,000 | 833,000 |
| Noninterest expense | 957,000 | 1,855,000 | 2,631,000 | 3,376,000 |
| Provision for loan losses | 489,000 | 493,000 | 493,000 | 493,000 |
| Pretax income | -456,000 | -42,000 | 161,000 | 400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -456,000 | -42,000 | 161,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,625,000 | 9,041,000 | 9,244,000 | 9,483,000 |
| Total capital | 9,459,000 | 9,856,000 | 10,041,000 | 10,265,000 |
| Risk-weighted assets | 66,423,000 | 64,753,000 | 63,472,000 | 62,320,000 |