Call reports 2018
MORRIS COUNTY NATIONAL BANK — 2018
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 101,798,000 | 100,094,000 | 99,860,000 | 95,577,000 |
| Total loans | 64,218,000 | 63,022,000 | 61,504,000 | 60,038,000 |
| Allowance for loan losses | 681,000 | 1,032,000 | 1,020,000 | 971,000 |
| Securities available for sale | 30,475,000 | 30,154,000 | 29,306,000 | 29,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,863,000 | 82,495,000 | 82,148,000 | 75,231,000 |
| Interest-bearing deposits | 68,361,000 | 67,675,000 | 67,209,000 | 60,550,000 |
| Noninterest-bearing deposits | 15,502,000 | 14,820,000 | 14,940,000 | 14,681,000 |
| Equity capital | 8,518,000 | 8,404,000 | 8,481,000 | 8,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,187,000 | 3,297,000 | 4,356,000 |
| Interest expense | 159,000 | 330,000 | 539,000 | 764,000 |
| Net interest income | 930,000 | 1,857,000 | 2,758,000 | 3,592,000 |
| Noninterest income | 203,000 | 387,000 | 582,000 | 651,000 |
| Noninterest expense | 834,000 | 1,715,000 | 2,585,000 | 3,413,000 |
| Provision for loan losses | 276,000 | 622,000 | 619,000 | 712,000 |
| Pretax income | 23,000 | -93,000 | 136,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | -93,000 | 136,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,986,000 | 8,875,000 | 9,101,000 | 9,083,000 |
| Total capital | 9,667,000 | 9,721,000 | 9,939,000 | 9,881,000 |
| Risk-weighted assets | 67,921,000 | 67,488,000 | 66,880,000 | 68,350,000 |