Call reports 2017
MORRIS COUNTY NATIONAL BANK — 2017
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 96,949,000 | 96,881,000 | 103,823,000 | 104,008,000 |
| Total loans | 61,111,000 | 62,935,000 | 63,727,000 | 64,700,000 |
| Allowance for loan losses | 830,000 | 827,000 | 794,000 | 619,000 |
| Securities available for sale | 26,761,000 | 26,274,000 | 26,656,000 | 31,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,289,000 | 77,845,000 | 85,024,000 | 81,802,000 |
| Interest-bearing deposits | 70,620,000 | 63,764,000 | 70,486,000 | 61,357,000 |
| Noninterest-bearing deposits | 15,669,000 | 14,081,000 | 14,538,000 | 20,445,000 |
| Equity capital | 9,188,000 | 9,613,000 | 9,661,000 | 9,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,117,000 | 3,162,000 | 4,289,000 |
| Interest expense | 111,000 | 210,000 | 326,000 | 469,000 |
| Net interest income | 964,000 | 1,907,000 | 2,836,000 | 3,820,000 |
| Noninterest income | 224,000 | 463,000 | 679,000 | 887,000 |
| Noninterest expense | 753,000 | 1,519,000 | 2,349,000 | 3,457,000 |
| Provision for loan losses | 35,000 | 67,000 | 104,000 | 180,000 |
| Pretax income | 400,000 | 784,000 | 1,062,000 | 1,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 784,000 | 1,062,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,193,000 | 9,318,000 | 9,406,000 | 9,123,000 |
| Total capital | 9,966,000 | 10,145,000 | 10,200,000 | 9,742,000 |
| Risk-weighted assets | 61,850,000 | 68,584,000 | 75,574,000 | 71,225,000 |