Call reports 2016
MORRIS COUNTY NATIONAL BANK — 2016
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 97,251,000 | 96,658,000 | 96,765,000 | 93,753,000 |
| Total loans | 51,679,000 | 55,309,000 | 58,267,000 | 59,597,000 |
| Allowance for loan losses | 681,000 | 662,000 | 749,000 | 799,000 |
| Securities available for sale | 37,521,000 | 33,408,000 | 23,019,000 | 26,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,285,000 | 85,023,000 | 86,886,000 | 83,433,000 |
| Interest-bearing deposits | 73,500,000 | 71,314,000 | 73,752,000 | 70,144,000 |
| Noninterest-bearing deposits | 12,785,000 | 13,709,000 | 13,134,000 | 13,289,000 |
| Equity capital | 9,482,000 | 9,824,000 | 9,666,000 | 8,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 1,979,000 | 2,996,000 | 4,020,000 |
| Interest expense | 93,000 | 183,000 | 271,000 | 358,000 |
| Net interest income | 889,000 | 1,796,000 | 2,725,000 | 3,662,000 |
| Noninterest income | 138,000 | 386,000 | 562,000 | 749,000 |
| Noninterest expense | 785,000 | 1,522,000 | 2,295,000 | 3,048,000 |
| Provision for loan losses | 22,000 | 48,000 | 150,000 | 192,000 |
| Pretax income | 231,000 | 677,000 | 1,044,000 | 1,373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 677,000 | 1,044,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,776,000 | 8,929,000 | 9,000,000 | 9,071,000 |
| Total capital | 9,456,000 | 9,591,000 | 9,749,000 | 9,870,000 |
| Risk-weighted assets | 60,825,000 | 63,765,000 | 65,982,000 | 64,632,000 |