Call reports 2015
MORRIS COUNTY NATIONAL BANK — 2015
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 94,704,000 | 93,642,000 | 94,332,000 | 94,674,000 |
| Total loans | 46,427,000 | 48,792,000 | 48,829,000 | 48,861,000 |
| Allowance for loan losses | 775,000 | 697,000 | 678,000 | 698,000 |
| Securities available for sale | 34,751,000 | 35,109,000 | 34,267,000 | 36,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,241,000 | 83,665,000 | 84,940,000 | 84,661,000 |
| Interest-bearing deposits | 72,707,000 | 70,880,000 | 72,286,000 | 71,733,000 |
| Noninterest-bearing deposits | 12,534,000 | 12,785,000 | 12,654,000 | 12,928,000 |
| Equity capital | 9,218,000 | 8,968,000 | 9,161,000 | 9,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,860,000 | 2,846,000 | 3,819,000 |
| Interest expense | 90,000 | 184,000 | 276,000 | 370,000 |
| Net interest income | 817,000 | 1,676,000 | 2,570,000 | 3,449,000 |
| Noninterest income | 181,000 | 370,000 | 564,000 | 719,000 |
| Noninterest expense | 713,000 | 1,446,000 | 2,192,000 | 2,998,000 |
| Provision for loan losses | 14,000 | 27,000 | 41,000 | 50,000 |
| Pretax income | 310,000 | 612,000 | 1,001,000 | 1,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 612,000 | 1,001,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,488,000 | 8,573,000 | 8,670,000 | 8,722,000 |
| Total capital | 9,241,000 | 9,263,000 | 9,348,000 | 9,420,000 |
| Risk-weighted assets | 60,279,000 | 55,202,000 | 57,407,000 | 57,577,000 |