Call reports 2014
MORRIS COUNTY NATIONAL BANK — 2014
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,295,000 | 89,382,000 | 88,305,000 | 88,756,000 |
| Total loans | 44,735,000 | 45,092,000 | 46,953,000 | 45,927,000 |
| Allowance for loan losses | 743,000 | 736,000 | 734,000 | 755,000 |
| Securities available for sale | 33,467,000 | 34,475,000 | 32,025,000 | 30,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,566,000 | 78,384,000 | 77,833,000 | 79,480,000 |
| Interest-bearing deposits | 70,349,000 | 66,909,000 | 66,329,000 | 67,579,000 |
| Noninterest-bearing deposits | 12,217,000 | 11,475,000 | 11,504,000 | 11,901,000 |
| Equity capital | 8,449,000 | 8,824,000 | 8,940,000 | 9,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,836,000 | 2,771,000 | 3,691,000 |
| Interest expense | 97,000 | 191,000 | 282,000 | 372,000 |
| Net interest income | 815,000 | 1,645,000 | 2,489,000 | 3,319,000 |
| Noninterest income | 211,000 | 440,000 | 654,000 | 862,000 |
| Noninterest expense | 707,000 | 1,416,000 | 2,108,000 | 2,784,000 |
| Provision for loan losses | 14,000 | 29,000 | 44,000 | 58,000 |
| Pretax income | 318,000 | 657,000 | 1,067,000 | 1,500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 657,000 | 1,067,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,185,000 | 8,261,000 | 8,342,000 | 8,416,000 |
| Total capital | 8,744,000 | 8,855,000 | 8,938,000 | 9,020,000 |
| Risk-weighted assets | 46,522,000 | 47,517,000 | 47,519,000 | 48,148,000 |