Call reports 2013
MORRIS COUNTY NATIONAL BANK — 2013
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,390,000 | 87,091,000 | 87,851,000 | 88,571,000 |
| Total loans | 44,909,000 | 45,560,000 | 45,066,000 | 44,538,000 |
| Allowance for loan losses | 714,000 | 708,000 | 737,000 | 770,000 |
| Securities available for sale | 28,888,000 | 27,571,000 | 26,457,000 | 28,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,450,000 | 77,421,000 | 79,533,000 | 80,167,000 |
| Interest-bearing deposits | 69,301,000 | 67,310,000 | 68,562,000 | 69,670,000 |
| Noninterest-bearing deposits | 10,150,000 | 10,111,000 | 10,972,000 | 10,497,000 |
| Equity capital | 8,751,000 | 8,200,000 | 8,118,000 | 8,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,827,000 | 2,745,000 | 3,659,000 |
| Interest expense | 104,000 | 206,000 | 311,000 | 416,000 |
| Net interest income | 804,000 | 1,621,000 | 2,434,000 | 3,243,000 |
| Noninterest income | 236,000 | 452,000 | 663,000 | 896,000 |
| Noninterest expense | 695,000 | 1,403,000 | 2,147,000 | 2,843,000 |
| Provision for loan losses | 58,000 | 117,000 | 144,000 | 162,000 |
| Pretax income | 320,000 | 605,000 | 858,000 | 1,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 320,000 | 605,000 | 858,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,929,000 | 7,993,000 | 8,044,000 | 8,118,000 |
| Total capital | 8,624,000 | 8,641,000 | 8,622,000 | 8,690,000 |
| Risk-weighted assets | 55,600,000 | 51,791,000 | 46,104,000 | 45,573,000 |