Call reports 2012
MORRIS COUNTY NATIONAL BANK — 2012
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,560,000 | 88,581,000 | 89,844,000 | 89,386,000 |
| Total loans | 44,860,000 | 44,675,000 | 44,210,000 | 44,674,000 |
| Allowance for loan losses | 662,000 | 611,000 | 591,000 | 656,000 |
| Securities available for sale | 30,191,000 | 29,702,000 | 28,850,000 | 29,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,681,000 | 79,572,000 | 80,645,000 | 79,620,000 |
| Interest-bearing deposits | 70,991,000 | 69,101,000 | 69,234,000 | 69,649,000 |
| Noninterest-bearing deposits | 10,689,000 | 10,471,000 | 11,411,000 | 9,971,000 |
| Equity capital | 8,663,000 | 8,773,000 | 8,962,000 | 8,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,882,000 | 2,806,000 | 3,724,000 |
| Interest expense | 134,000 | 259,000 | 380,000 | 493,000 |
| Net interest income | 808,000 | 1,623,000 | 2,426,000 | 3,231,000 |
| Noninterest income | 185,000 | 340,000 | 523,000 | 723,000 |
| Noninterest expense | 726,000 | 1,429,000 | 2,160,000 | 2,890,000 |
| Provision for loan losses | 64,000 | 169,000 | 234,000 | 299,000 |
| Pretax income | 203,000 | 441,000 | 679,000 | 933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 441,000 | 679,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,708,000 | 7,756,000 | 7,809,000 | 7,842,000 |
| Total capital | 8,370,000 | 8,367,000 | 8,400,000 | 8,498,000 |
| Risk-weighted assets | 56,069,000 | 55,358,000 | 55,390,000 | 55,853,000 |