Call reports 2011
MORRIS COUNTY NATIONAL BANK — 2011
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,646,000 | 88,002,000 | 88,499,000 | 89,845,000 |
| Total loans | 47,757,000 | 46,576,000 | 44,759,000 | 44,409,000 |
| Allowance for loan losses | 785,000 | 719,000 | 814,000 | 665,000 |
| Securities available for sale | 27,042,000 | 27,222,000 | 29,877,000 | 28,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,653,000 | 79,662,000 | 79,387,000 | 80,972,000 |
| Interest-bearing deposits | 68,532,000 | 67,697,000 | 68,388,000 | 70,191,000 |
| Noninterest-bearing deposits | 11,120,000 | 11,964,000 | 11,000,000 | 10,781,000 |
| Equity capital | 7,730,000 | 8,092,000 | 8,524,000 | 8,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,024,000 | 3,020,000 | 3,963,000 |
| Interest expense | 158,000 | 312,000 | 469,000 | 611,000 |
| Net interest income | 853,000 | 1,712,000 | 2,551,000 | 3,352,000 |
| Noninterest income | 171,000 | 358,000 | 537,000 | 711,000 |
| Noninterest expense | 700,000 | 1,397,000 | 2,100,000 | 2,801,000 |
| Provision for loan losses | 126,000 | 202,000 | 305,000 | 382,000 |
| Pretax income | 198,000 | 513,000 | 827,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 513,000 | 827,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,445,000 | 7,505,000 | 7,581,000 | 7,658,000 |
| Total capital | 8,162,000 | 8,210,000 | 8,279,000 | 8,323,000 |
| Risk-weighted assets | 57,309,000 | 56,348,000 | 55,691,000 | 55,860,000 |