Call reports 2010
MORRIS COUNTY NATIONAL BANK — 2010
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 84,629,000 | 84,074,000 | 84,879,000 | 85,680,000 |
| Total loans | 45,543,000 | 47,134,000 | 46,708,000 | 47,377,000 |
| Allowance for loan losses | 820,000 | 688,000 | 768,000 | 788,000 |
| Securities available for sale | 25,724,000 | 24,236,000 | 23,168,000 | 24,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,377,000 | 74,498,000 | 76,696,000 | 78,075,000 |
| Interest-bearing deposits | 65,286,000 | 64,998,000 | 66,469,000 | 67,457,000 |
| Noninterest-bearing deposits | 9,091,000 | 9,500,000 | 10,227,000 | 10,618,000 |
| Equity capital | 7,513,000 | 7,495,000 | 7,889,000 | 7,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,078,000 | 3,107,000 | 4,099,000 |
| Interest expense | 211,000 | 397,000 | 569,000 | 736,000 |
| Net interest income | 829,000 | 1,681,000 | 2,538,000 | 3,363,000 |
| Noninterest income | 169,000 | 331,000 | 511,000 | 715,000 |
| Noninterest expense | 697,000 | 1,419,000 | 2,133,000 | 2,805,000 |
| Provision for loan losses | 76,000 | 187,000 | 265,000 | 342,000 |
| Pretax income | 456,000 | 701,000 | 1,059,000 | 1,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 456,000 | 701,000 | 1,059,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,124,000 | 7,159,000 | 7,267,000 | 7,396,000 |
| Total capital | 7,822,000 | 7,741,000 | 7,970,000 | 8,107,000 |
| Risk-weighted assets | 55,713,000 | 57,088,000 | 56,199,000 | 56,817,000 |