Call reports 2009
MORRIS COUNTY NATIONAL BANK — 2009
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,231,000 | 82,147,000 | 83,013,000 | 84,864,000 |
| Total loans | 42,911,000 | 42,858,000 | 43,276,000 | 44,582,000 |
| Allowance for loan losses | 785,000 | 844,000 | 884,000 | 802,000 |
| Securities available for sale | 22,383,000 | 24,344,000 | 23,892,000 | 23,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,303,000 | 74,641,000 | 74,930,000 | 76,941,000 |
| Interest-bearing deposits | 64,771,000 | 65,211,000 | 65,532,000 | 67,812,000 |
| Noninterest-bearing deposits | 8,532,000 | 9,430,000 | 9,398,000 | 9,129,000 |
| Equity capital | 7,552,000 | 7,188,000 | 7,718,000 | 7,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,146,000 | 3,198,000 | 4,235,000 |
| Interest expense | 304,000 | 598,000 | 871,000 | 1,119,000 |
| Net interest income | 797,000 | 1,548,000 | 2,327,000 | 3,116,000 |
| Noninterest income | 519,000 | 717,000 | 1,131,000 | 1,342,000 |
| Noninterest expense | 687,000 | 1,369,000 | 2,119,000 | 2,862,000 |
| Provision for loan losses | 92,000 | 183,000 | 275,000 | 367,000 |
| Pretax income | 537,000 | 713,000 | 1,084,000 | 1,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 713,000 | 1,084,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,020,000 | 6,721,000 | 6,867,000 | 6,953,000 |
| Total capital | 7,656,000 | 7,336,000 | 7,523,000 | 7,627,000 |
| Risk-weighted assets | 50,729,000 | 51,392,000 | 52,277,000 | 53,793,000 |