Call reports 2001
MORRIS COUNTY NATIONAL BANK — 2001
What MORRIS COUNTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,483,000 | 63,475,000 | 62,952,000 | 62,977,000 |
| Total loans | 35,552,000 | 35,988,000 | 37,376,000 | 39,090,000 |
| Allowance for loan losses | 600,000 | 577,000 | 542,000 | 533,000 |
| Securities available for sale | 22,552,000 | 21,853,000 | 19,445,000 | 19,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,983,000 | 57,749,000 | 56,940,000 | 57,232,000 |
| Interest-bearing deposits | 50,073,000 | 49,833,000 | 51,475,000 | 52,306,000 |
| Noninterest-bearing deposits | 7,910,000 | 7,916,000 | 5,465,000 | 4,926,000 |
| Equity capital | 5,042,000 | 5,096,000 | 5,320,000 | 5,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,510,000 | 3,719,000 | 4,895,000 |
| Interest expense | 630,000 | 1,235,000 | 1,806,000 | 2,321,000 |
| Net interest income | 646,000 | 1,275,000 | 1,913,000 | 2,574,000 |
| Noninterest income | 129,000 | 271,000 | 403,000 | 542,000 |
| Noninterest expense | 489,000 | 998,000 | 1,515,000 | 2,085,000 |
| Provision for loan losses | 25,000 | 80,000 | 120,000 | 211,000 |
| Pretax income | 289,000 | 496,000 | 776,000 | 971,000 |
| Income tax | 135,000 | 136,000 | 136,000 | 135,000 |
| Net income | 154,000 | 360,000 | 640,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,916,000 | 4,968,000 | 5,075,000 | 5,122,000 |
| Total capital | 5,422,000 | 5,495,000 | 5,602,000 | 5,658,000 |
| Risk-weighted assets | 40,425,000 | 40,955,000 | 41,083,000 | 42,137,000 |