Call reports 2013
MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2013
What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 90,830,000 | 91,689,000 | 87,632,000 | 92,837,000 |
| Total loans | 34,785,000 | 32,763,000 | 28,568,000 | 27,222,000 |
| Allowance for loan losses | 1,630,000 | 1,700,000 | 1,497,000 | 1,382,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 3,000,000 |
| Trading assets | 60,000 | 61,000 | 63,000 | 70,000 |
| Total deposits | 68,354,000 | 71,241,000 | 68,390,000 | 73,106,000 |
| Interest-bearing deposits | 27,122,000 | 22,756,000 | 19,137,000 | 19,392,000 |
| Noninterest-bearing deposits | 41,232,000 | 48,485,000 | 49,254,000 | 53,714,000 |
| Equity capital | 17,268,000 | 17,511,000 | 17,808,000 | 18,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,124,000 | 1,639,000 | 2,122,000 |
| Interest expense | 47,000 | 79,000 | 97,000 | 113,000 |
| Net interest income | 541,000 | 1,045,000 | 1,542,000 | 2,009,000 |
| Noninterest income | 1,932,000 | 4,090,000 | 6,338,000 | 8,736,000 |
| Noninterest expense | 2,130,000 | 4,379,000 | 6,617,000 | 8,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 756,000 | 1,263,000 | 2,206,000 |
| Income tax | 142,000 | 312,000 | 522,000 | 882,000 |
| Net income | 201,000 | 444,000 | 741,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,268,000 | 17,511,000 | 17,808,000 | 18,391,000 |
| Total capital | 17,789,000 | 17,999,000 | 18,243,000 | 18,823,000 |
| Risk-weighted assets | 40,546,000 | 37,799,000 | 33,752,000 | 33,682,000 |