Call reports 2012
MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2012
What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,765,000 | 89,521,000 | 81,059,000 | 97,795,000 |
| Total loans | 43,103,000 | 40,141,000 | 38,689,000 | 35,224,000 |
| Allowance for loan losses | 1,749,000 | 1,776,000 | 1,670,000 | 1,686,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 401,000 | 352,000 | 109,000 |
| Total deposits | 70,327,000 | 70,691,000 | 61,667,000 | 78,323,000 |
| Interest-bearing deposits | 45,258,000 | 42,716,000 | 34,041,000 | 33,757,000 |
| Noninterest-bearing deposits | 25,069,000 | 27,976,000 | 27,625,000 | 44,566,000 |
| Equity capital | 15,935,000 | 16,179,000 | 16,536,000 | 17,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,450,000 | 2,102,000 | 2,824,000 |
| Interest expense | 83,000 | 162,000 | 224,000 | 279,000 |
| Net interest income | 658,000 | 1,288,000 | 1,878,000 | 2,545,000 |
| Noninterest income | 1,670,000 | 3,447,000 | 5,232,000 | 7,760,000 |
| Noninterest expense | 2,069,000 | 4,057,000 | 5,828,000 | 8,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 259,000 | 678,000 | 1,282,000 | 2,186,000 |
| Income tax | 107,000 | 282,000 | 529,000 | 902,000 |
| Net income | 152,000 | 396,000 | 753,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,935,000 | 16,179,000 | 16,536,000 | 17,067,000 |
| Total capital | 16,554,000 | 16,762,000 | 17,098,000 | 17,587,000 |
| Risk-weighted assets | 48,338,000 | 45,437,000 | 43,849,000 | 40,427,000 |