Call reports 2011
MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2011
What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 86,546,000 | 86,598,000 | 86,373,000 | 86,127,000 |
| Total loans | 44,176,000 | 42,577,000 | 42,844,000 | 42,540,000 |
| Allowance for loan losses | 2,080,000 | 1,928,000 | 1,966,000 | 1,718,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,999,000 | 5,999,000 | 1,999,000 | 1,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,983,000 | 63,939,000 | 65,046,000 | 65,319,000 |
| Interest-bearing deposits | 43,823,000 | 44,424,000 | 46,068,000 | 44,740,000 |
| Noninterest-bearing deposits | 19,160,000 | 19,515,000 | 18,978,000 | 20,579,000 |
| Equity capital | 15,252,000 | 15,446,000 | 15,598,000 | 15,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,573,000 | 2,319,000 | 3,212,000 |
| Interest expense | 101,000 | 204,000 | 304,000 | 402,000 |
| Net interest income | 687,000 | 1,369,000 | 2,015,000 | 2,810,000 |
| Noninterest income | 4,881,000 | 6,564,000 | 8,095,000 | 9,728,000 |
| Noninterest expense | 1,968,000 | 3,780,000 | 5,648,000 | 7,532,000 |
| Provision for loan losses | 175,000 | 400,000 | 450,000 | 680,000 |
| Pretax income | 3,425,000 | 3,753,000 | 4,012,000 | 4,326,000 |
| Income tax | 1,415,000 | 1,549,000 | 1,656,000 | 1,785,000 |
| Net income | 2,010,000 | 2,204,000 | 2,356,000 | 2,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,252,000 | 15,446,000 | 15,598,000 | 15,783,000 |
| Total capital | 15,894,000 | 16,084,000 | 16,210,000 | 16,394,000 |
| Risk-weighted assets | 49,931,000 | 49,804,000 | 47,591,000 | 47,740,000 |