Call reports 2009

MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2009

Name: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — FFIEC call report 2009
Creator: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION

What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ebb6ca48-42c6-4071-a8b6-01898b4e0d2c/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	88,472,000	74,062,000	69,034,000	76,136,000
Total loans	61,345,000	55,782,000	52,507,000	51,204,000
Allowance for loan losses	1,098,000	1,522,000	1,732,000	1,668,000
Securities available for sale	0	0	0	0
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	73,322,000	59,102,000	49,186,000	55,291,000
Interest-bearing deposits	46,542,000	42,513,000	33,627,000	37,843,000
Noninterest-bearing deposits	26,780,000	16,589,000	15,559,000	17,448,000
Equity capital	13,111,000	12,956,000	12,982,000	13,129,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,049,000	2,075,000	3,068,000	4,166,000
Interest expense	270,000	513,000	678,000	814,000
Net interest income	779,000	1,562,000	2,390,000	3,352,000
Noninterest income	1,703,000	3,639,000	5,440,000	7,407,000
Noninterest expense	2,219,000	4,622,000	6,818,000	8,797,000
Provision for loan losses	470,000	1,070,000	1,470,000	2,180,000
Pretax income	-207,000	-491,000	-458,000	-218,000
Income tax	-86,000	-215,000	-208,000	-115,000
Net income	-121,000	-276,000	-250,000	-103,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	13,111,000	12,956,000	12,982,000	13,129,000
Total capital	13,957,000	13,729,000	13,708,000	13,839,000
Risk-weighted assets	67,385,000	61,042,000	57,023,000	55,831,000