Call reports 2008

MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2008

Name: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — FFIEC call report 2008
Creator: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION

What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ebb6ca48-42c6-4071-a8b6-01898b4e0d2c/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	83,109,000	87,937,000	80,670,000	86,628,000
Total loans	55,281,000	59,705,000	60,878,000	63,334,000
Allowance for loan losses	930,000	1,000,000	967,000	958,000
Securities available for sale	0	0	0	0
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	56,346,000	58,830,000	64,976,000	66,075,000
Interest-bearing deposits	34,821,000	36,471,000	45,774,000	47,206,000
Noninterest-bearing deposits	21,525,000	22,359,000	19,202,000	18,869,000
Equity capital	12,582,000	12,768,000	12,975,000	13,232,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,313,000	2,447,000	3,656,000	4,839,000
Interest expense	480,000	875,000	1,255,000	1,613,000
Net interest income	833,000	1,572,000	2,401,000	3,226,000
Noninterest income	1,975,000	4,105,000	6,140,000	7,961,000
Noninterest expense	2,268,000	4,693,000	7,048,000	9,032,000
Provision for loan losses	100,000	238,000	408,000	643,000
Pretax income	440,000	746,000	1,085,000	1,512,000
Income tax	175,000	295,000	428,000	597,000
Net income	265,000	451,000	657,000	915,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	12,582,000	12,768,000	12,975,000	13,232,000
Total capital	13,357,000	13,585,000	13,817,000	14,080,000
Risk-weighted assets	61,813,000	65,191,000	67,219,000	67,682,000