Call reports 2006

MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2006

Name: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — FFIEC call report 2006
Creator: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION

What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ebb6ca48-42c6-4071-a8b6-01898b4e0d2c/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	95,140,000	95,032,000	88,436,000	108,393,000
Total loans	48,777,000	44,925,000	45,812,000	47,867,000
Allowance for loan losses	902,000	802,000	752,000	902,000
Securities available for sale	0	0	0	0
Securities held to maturity	16,071,000	16,005,000	11,993,000	7,471,000
Trading assets	0	0	0	0
Total deposits	60,370,000	63,647,000	62,911,000	71,456,000
Interest-bearing deposits	41,941,000	43,227,000	43,921,000	49,583,000
Noninterest-bearing deposits	18,429,000	20,420,000	18,990,000	21,874,000
Equity capital	11,330,000	11,420,000	11,718,000	12,153,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,390,000	2,851,000	4,299,000	5,818,000
Interest expense	542,000	1,099,000	1,668,000	2,242,000
Net interest income	848,000	1,752,000	2,631,000	3,576,000
Noninterest income	1,946,000	4,059,000	6,216,000	8,302,000
Noninterest expense	2,362,000	5,314,000	7,885,000	10,157,000
Provision for loan losses	0	-100,000	-150,000	0
Pretax income	432,000	597,000	1,112,000	1,721,000
Income tax	194,000	269,000	486,000	660,000
Net income	238,000	328,000	626,000	1,061,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	11,330,000	11,420,000	11,718,000	12,153,000
Total capital	12,065,000	12,118,000	12,417,000	12,913,000
Risk-weighted assets	58,592,000	55,679,000	55,814,000	60,736,000