Call reports 2002

MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2002

Name: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — FFIEC call report 2002
Creator: MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION

What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ebb6ca48-42c6-4071-a8b6-01898b4e0d2c/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	32,871,000	28,697,000	32,540,000	35,063,000
Total loans	16,024,000	14,221,000	15,262,000	15,008,000
Allowance for loan losses	475,000	475,000	475,000	487,000
Securities available for sale	0	0	0	0
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	25,690,000	21,318,000	24,574,000	27,190,000
Interest-bearing deposits	10,017,000	8,410,000	9,869,000	11,225,000
Noninterest-bearing deposits	15,673,000	12,908,000	14,705,000	15,965,000
Equity capital	6,895,000	7,087,000	7,306,000	7,397,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	495,000	939,000	1,347,000	1,721,000
Interest expense	46,000	88,000	126,000	176,000
Net interest income	449,000	851,000	1,221,000	1,545,000
Noninterest income	1,469,000	3,244,000	4,958,000	6,659,000
Noninterest expense	1,482,000	3,260,000	4,964,000	6,842,000
Provision for loan losses	25,000	25,000	25,000	25,000
Pretax income	411,000	810,000	1,190,000	1,337,000
Income tax	138,000	345,000	506,000	562,000
Net income	273,000	465,000	684,000	775,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	6,895,000	7,087,000	7,306,000	7,397,000
Total capital	7,189,000	7,320,000	7,571,000	7,656,000
Risk-weighted assets	23,339,000	18,430,000	20,966,000	20,481,000