Call reports 2001
MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2001
What MERCHANTS BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,385,000 | 31,028,000 | 30,351,000 | 30,192,000 |
| Total loans | 10,473,000 | 11,374,000 | 11,808,000 | 14,282,000 |
| Allowance for loan losses | 407,000 | 407,000 | 417,000 | 450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,653,000 | 24,307,000 | 23,433,000 | 23,291,000 |
| Interest-bearing deposits | 6,570,000 | 9,118,000 | 8,657,000 | 9,418,000 |
| Noninterest-bearing deposits | 13,083,000 | 15,189,000 | 14,776,000 | 13,873,000 |
| Equity capital | 6,008,000 | 6,242,000 | 6,417,000 | 6,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 894,000 | 1,358,000 | 1,812,000 |
| Interest expense | 50,000 | 107,000 | 170,000 | 226,000 |
| Net interest income | 396,000 | 787,000 | 1,188,000 | 1,586,000 |
| Noninterest income | 1,811,000 | 3,355,000 | 4,817,000 | 6,317,000 |
| Noninterest expense | 1,559,000 | 3,102,000 | 4,666,000 | 6,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 33,000 |
| Pretax income | 648,000 | 1,040,000 | 1,339,000 | 1,706,000 |
| Income tax | 259,000 | 417,000 | 541,000 | 703,000 |
| Net income | 389,000 | 623,000 | 798,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,008,000 | 6,242,000 | 6,417,000 | 6,622,000 |
| Total capital | 6,207,000 | 6,460,000 | 6,642,000 | 6,877,000 |
| Risk-weighted assets | 15,737,000 | 17,500,000 | 17,792,000 | 20,204,000 |