Call reports 2006
MONROE BANK — 2006
What MONROE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 708,830,000 | 754,362,000 | 725,185,000 | 744,651,000 |
| Total loans | 540,386,000 | 559,281,000 | 555,990,000 | 559,462,000 |
| Allowance for loan losses | 5,676,000 | 5,817,000 | 6,094,000 | 6,144,000 |
| Securities available for sale | 115,035,000 | 117,672,000 | 115,277,000 | 118,274,000 |
| Securities held to maturity | 2,054,000 | 2,055,000 | 2,057,000 | 1,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,751,000 | 593,876,000 | 566,111,000 | 589,441,000 |
| Interest-bearing deposits | 485,225,000 | 508,326,000 | 490,307,000 | 509,544,000 |
| Noninterest-bearing deposits | 81,526,000 | 85,550,000 | 75,804,000 | 79,897,000 |
| Equity capital | 51,439,000 | 52,066,000 | 55,168,000 | 57,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,155,000 | 21,089,000 | 32,642,000 | 44,517,000 |
| Interest expense | 4,748,000 | 10,025,000 | 15,785,000 | 21,897,000 |
| Net interest income | 5,407,000 | 11,064,000 | 16,857,000 | 22,620,000 |
| Noninterest income | 2,169,000 | 4,574,000 | 6,945,000 | 9,224,000 |
| Noninterest expense | 4,675,000 | 9,607,000 | 14,504,000 | 19,658,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,601,000 | 5,431,000 | 8,458,000 | 11,046,000 |
| Income tax | 800,000 | 1,668,000 | 2,612,000 | 3,335,000 |
| Net income | 1,801,000 | 3,763,000 | 5,846,000 | 7,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,794,000 | 53,953,000 | 56,092,000 | 57,983,000 |
| Total capital | 58,470,000 | 59,770,000 | 62,186,000 | 64,127,000 |
| Risk-weighted assets | 530,726,000 | 553,374,000 | 545,531,000 | 569,605,000 |
Machine access — free, no API key
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